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Here are your articles for August 4, 2008 from Payroll Network, Inc.

An Early Start May Help You Succeed
Owners of small businesses are often so busy that they rarely think about how or when they should exit their venture - or how their operation would fare without them. But the idea of you no longer being able, willing or present to lead your business is worth contemplating. Planning ahead can help you achieve many objectives - including increasing your eventual "cash out" by selling to your partners or employees, passing the business to your family, going public and selling stock, selling to an outside party, or just making sure the operation is liquidated in an orderly manner. (Click on Full Article for More)

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PNI Welcomes

Pat Quinn Joins the Payroll Network Team
Pat Quinn recently joined Payroll Network as a Client Service Analyst. She serves as the primary contact for clients, providing them with assistance and accurate information regarding payroll, human resource, tax and system-related issues. (Click Full Article for more.)

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In Down Economy, Employees Raiding Retirement Accounts

In today's sluggish economy, many employees are breaking into their 401(k)s or other retirement plans. But they should be aware of the tax consequences and the implications these actions can have on the future of those funds. Read the "Full Article" for answers to frequently asked questions about how much employees can borrow, the deductibility of interest, the difference between a hardship withdrawal and a loan, and other issues to consider before they tap this money.
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Hack-Proof Your System

Without the proper precautions, your company's sensitive financial information can be exposed to hackers and cyberterrorists. Here are 12 recommendations for keeping data secure.

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Get Specific on Tardiness

Don't be vague when it comes to your policy dealing with tardiness and unexcused absences. By having clearly measurable limits, you leave no question regarding consequences. Click "Full Article" for an example of what your handbook should say.
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Volunteers and Risks to Your Business

Your business doesn't use volunteers. Are you sure? Volunteer workers present a unique situation for employers in for-profit and not-for-profit organizations. Know your rights and responsibilities. Click "Full Article".
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Payroll Network, Inc. provides the information in this e-newsletter for general guidance only and does not constitute the provision of payroll advice, legal advice, tax advice, accounting advice, investment advice, or professional consulting of any kind. The information provided herein should not be used as a substitute for consultation with professional tax, accounting, legal, or other competent advisers. Before making any decision or taking any action, you should consult a professional adviser who has been provided with all pertinent facts relevant to your particular situation. Tax articles in this e-newsletter are not intended to be used, and cannot be used by any taxpayer, for the purpose of avoiding accuracy-related penalties that may be imposed on the taxpayer. The information is provided "as is" with no assurance or guarantee of completeness, accuracy, or timeliness of the information, and without warranty of any kind, express or implied, including but not limited to warranties of performance, merchantability, and fitness for a particular purpose.

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